What is the Difference Between Collision and Comprehensive Coverage?

What is the Difference Between Collision and Comprehensive Coverage?

Collision coverage helps pay for repairs to your car after an accident such as:

  • crashing into another car

  • crashing into an object

  • rolling over

Comprehensive coverage pays for repairs to your car when it is damaged by events that are not accident related. These may include:

  • fire

  • vandalism

  • hitting an animal

  • weather related

These coverages are not mandated by the state. However, they may be required in order to obtain a loan on your vehicle.

A deductible is generally required when  you make a claim towards either type of coverage.

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