Collision coverage helps pay for repairs to your car after an accident such as:

• crashing into another car

• crashing into an object

• rolling over

Comprehensive coverage pays for repairs to your car when it is damaged by events that are not accident related. These may include:

• fire

• vandalism

• hitting an animal

• weather related

These coverages are not mandated by the state. However, they may be required in order to obtain a loan on your vehicle.

A deductible is generally required when  you make a claim towards either type of coverage.