What is a Personal Umbrella Liability Policy?

What is a Personal Umbrella Liability Policy?

The Personal Umbrella Policy is designed to increase your liability protection. This single policy acts as an “umbrella” over all of your other personal liability policies — home, auto, boat, RV, etc. — so you have a higher personal liability limit than what would otherwise be available. In certain circumstances, an umbrella policy may provide personal liability coverage that is otherwise excluded from your other policies.

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