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Home Based Business Insurance
Home Based Business Insurance

Home Based Business InsuranceBusinesses operated from home can have their advantages, including flexibility in time and effort, reduced overheads, and freedom from structure. On the other hand, there are challenges including communication gaps, time management, and distraction aversion. These difficulties can mean loss of business or profit and should be addressed by home-based business insurance. Therefore, a local insurance company helping the growing community of home business owners continues to serve those who want to make it in their industries. Clemens Insurance is strongly committed to providing for the requirements of diligent home entrepreneurs to help them achieve their financial goals through protection from the influence of negative factors.


Insurance for Home-based Businesses


Clemens Insurance primarily supports the community. Our clients find us through community involvement events that allow us to meet hardworking locals and professionals and expand our network of partners. Through the business linkages that we create, we build long-lasting relationships that help all parties grow. As an independent agent, we can see you as an individual business owner, and not just a statistic on the spreadsheet. By personally knowing your needs, we can specifically address your needs to create the right coverage for your requirements as a home business owner. Clemens Insurance is your guide to success, and we will help you by ensuring the protection of your home business.




How Home-Based Business Insurance Helps


Different types of coverage are important to your home-based business for several reasons. First, a home-based business policy protects you from claims due to an injury of a third party. For example, a person who trips over your bag when you visit a client’s office can sue you. Thus, general liability insurance for home-based businesses protects you against claims of personal injury and damage to another party’s property rented or leased to you, such as an additional office, a car rental, or computer equipment. With home-based businesses receiving fewer people visiting their workplaces, the probability of accidents is also reduced. Therefore, plans must be customized to include other risks to important business aspects such as Internet connectivity issues.


Furthermore, as a home business, your services are not immune from errors or mistakes. Therefore, a part of your home-based insurance should cover professional liability. Your business may be sued for negligence for some incident that was out of your control. As you did not commit the mistake, this policy has you covered. We can customize coverage for your specific needs. For example, we include digital copyright infringement in all policies for home-based IT practitioners, ensuring protection against common software risks. In addition, we also include protection for your business equipment, such as computers, printers, office furniture, and other tools that you use for your home business. With Clemens Insurance, you can have true peace of mind as you work from home.


Reliable Home Business Insurance


Being an independently owned and operated company means that we can work on your insurance policy by addressing the specific risks that are involved with your business. Unlike large insurance establishments, we cater to your needs at an individual level. This means that we review your current insurance portfolio and make specific recommendations to enhance your coverage and significantly increase your savings. We evaluate the risks specific to your business and formulate a protection plan that is customized to your business goals. The experienced staff of Clemens Insurance is ready to help you by supporting your operations with a program that protects you from unfortunate circumstances.


Get in touch with us today for home-based business insurance.


Your Helpful Insurance Agent - Clemens Insurance Agency

Home Based Business Insurance
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Mailing Address:
P.O. Box 128
Bloomington, IL 61702

Street Address:
2806 E. Empire St
Bloomington, IL 61704


309 662 2100



8:00 AM - 4:30PM

Please note completion of any request(s) for information does not constitute the purchase of insurance. No coverage may be added, changed or bound as a result of submitting a request for information or quotation of insurance. All coverage must be confirmed by the agency in writing subject to an acceptable signed application meeting the underwriting guidelines of the Insurance Company.